THE STANDARD INSURANCE CURLING CLUB PROGRAM PROPERTY COVERAGE
>Broad Form (all risks)
>Blanket Property of Every Description
>No same site clause
>Blanket Glass
>$1,000,000 on newly acquired buildings
>Removal of property due to a claim
>$25,000 on Personal Property of employees
>$100,000 on contents at newly acquired locations
>$5,000 limit on consequential loss including off-premises power
>$500 on any one package while in transit by parcel post
>$25,000 on property at non-owned locations
(Excluding EDP equipment, media & accessories and property temporarily on exhibition)
>Replacement Cost
>Stated amount co-insurance
>Inflation Protection
>Blanket By-Laws
>$5,000 Fire Department charges
>$1,000 on money
>$10,000 on Professional Fees
>$5,000 on Outdoor Signs
>$50,000 on Account Receivable
>$50,000 on Valuable Papers
>$10,000 on Property in Transit
>Mortgage Rate Guarantee
(maximum 60 months no limit)
>Clean up Expense for land & water
pollution $50,000 per loss annual aggregate
BUSINESS INTERRUPTION
>Actual loss sustained-24 month period of indemnify-Profit
>Extra Expense-$100,000
>Profits Form
>$10,000 on Professional Fees
CRIME INSURANCE
>Broad form Money & Securities INSIDE premises $5,000
>Money Order & Counterfeit Paper Currency $500 (occurrence)
>Employee dishonesty $2,500 (aggregate)
>OUTSIDE premises $5,000(occurrence)
>Depositor's Forgery $5,000 (aggregate)
COMMERCIAL GENERAL LIABILITY
>$2,000,000 limits (option to increase)/$5,000,000 aggregate
>Products & completed operations
>Advertising injury ($50,000 aggregate)
>Broad Form Property damage
>Employee Benefits Liability
>Athletic Participants coverage included
>Employees & volunteer workers as additional named insured
>Owner's or contractor's protective
>Voluntary Compensation
>Medical payments ($2,500 per person/$25,000 per accident)
>Bodily Injury & Property Damage
>Personal Injury
>Employer's Liability
>Blanket Contractual
>Extended Bodily Injury
>Incidental medical malpractice liability
>Limited worldwide liability
>Tenant's Legal Liability (broad form)
>Cross Liability
>Non-Owned automobile
>Legal Liability for damage to hired automobiles $50,000 All Perils/any one accident $500 deductible
DIRECTORS & OFFICERS LIABILITY INSURANCE
>$1,000,000 limit written on a claims made basis/$2,000,000 available
BOILER & MACHINERY, EQUIPMENT & BREAKDOWN COVERAGE
>Comprehensive Form boiler insurance type #3
>Business Interruption-Profits form, actual loss sustained
>Deductible $1,000-24hr waiting period
>All electrical apparatus, compressors
(Includes the Ice Plant Equipment)


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