|
Why Should I
buy Insurance?
Your home is likely the largest investment you will make in your lifetime. Homeowner's
insurance is an important way of protecting not only your home, but other important assets
as well.
Ask yourself this: If your home was destroyed by fire, could you replace it out of your
own pocket? If someone was injured on your property, could you afford not to have
protection?
If your answer is 'no', read on...
Where do I Start?
• Determine the replacement cost of your dwelling. We will help you with
this calculation to be certain that you are insured to the proper limits.
• Choose the form of coverage that is best for you. There are several options
available. Let our team of advisors explain the choices and help you decide which is best
for you.
What Price Do I Pay?
There are three main areas that determine the price of homeowner's insurance:
• The form of coverage you choose
• The distance to fire protection
• The age and physical condition of you home
How can I Save Money?
We are always looking for ways to provide you with the best protection at the
lowest premium possible. It is important to provide us with complete and current
information. It could save you money.
Premium discounts may apply in the following circumstances:
• Newer homes
• Recent renovations
• If you are retired
• If your property is mortgage free
• If you renew with the same company
• If your home and auto insurance are with the same company
|